Banking and Financial Services

James R Puzey acts regularly for financial services firms in litigation, drafting and advisory work relating primarily to legal and regulatory issues arising in connection with their retail lending and deposit-taking business. (His work in these areas frequently overlaps with his work in the consumer credit field, which is covered separately under Consumer Credit.) He also specialises in the legal and regulatory regimes applicable to mutual institutions (including building societies, friendly societies and industrial and provident societies).- James R Puzey

Email: james.puzey@arionlawsolicitorsltd.com

Membership:Bar Chancery

Case Result

  • Office of Fair Trading v Abbey National and others [2009] EWHC 36 (Comm) (whether charges relating to unarranged overdrafts capable of being penal) Office of Fair Trading v Abbey National and others [2008] EWHC 875 (Comm) (whether terms imposing charges relating to unarranged overdrafts assessable for fairness) Bristol and West plc v Bartlett & anr; Paragon Finance plc v Banks; Halifax plc v Grant [2002] 4 All ER 544 (when an action to recover the shortfall due under a mortgage becomes time-barred).
  • "He is very erudite and intellectual in his approach but also friendly and down to earth. Clients and solicitors alike favour him as he is approachable and willing to discuss issues but also not afraid to give a robust opinion."Chambers UK.